– How To Get An FHA Loan With No Money Down. FHA loans will always require a down payment but this method shows you how to get a No Money Down FHA loan without using any of your OWN money.. There are three ways to use money from other sources to essentially purchase a home with an FHA loan with zero down (well, none of your own money).
Ask the Underwriter: How are student loan payments calculated when qualifying for an FHA loan? – My borrower has applied for an FHA loan to buy their first home, and they have several student loans in deferment. The monthly payment on their credit report is $0 but the underwriter said we must use.
100% Financing Home Loans are Available in 2019 – The VA home loan is the easiest 100% home financing option available. If you have served in the military, the VA home loan is worth checking into. fha home loans are a Zero Down Mortgage. Federal Housing Administration, or FHA, loans require a 3.5% down payment, which can be quite a lot of money. On a $300,000 home purchase, that’s $10,500.